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The key factor in determining who is eligible for a mortgage loan is not citizenship or even residency, but income. Request

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We may receive compensation from our partners for placement of their products or services. Winnipeg, Ottawa, and Edmonton, where there are still big immigrant communities, but housing costs are much lower compared to Toronto and Vancouver.

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Getting a mortgage in Canada all the information you need If you're a non-resident you'll only be able to borrow 65 of the purchase price and so will need to stump up a down-payment of at least 35 As foreign banks aren't allowed to register mortgages in Canada you'll have to use a local one.

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